Sex chat id number - What does post dating a check do

You could try calling the creditors who assessed the fees and ask them to waive the fee this time. If this is the first time this has happened to you, and if your creditors are feeling generous, they may waive the fees. Ask the creditor to wait until you have the money in your account.

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What does post dating a check do tiffany taylor dating

If your bank cashes your post-dated check early because you didn't tell it ahead of time that such a check existed, you could find yourself saddled with bounced-check fees, late payment charges and overdraft fees, all of which can add up to a big chunk of change.

In some cases, you'll have no choice but to pay the fees.

The person who wrote me the check hadn’t transferred funds in to cover it yet (why should he, its a post dated check?

) and the check bounced out of his account (and charged him $5).

If the date hasn’t occurred yet, the check should be held until that date, then processed.

Tellers do this if you try to deposit a post-dated check.

If your creditor won't take no for an answer and insists on getting the check right away, notify your bank, in writing, that you've written a post-dated check, and alert it to wait until the date on the check to cash it.

Cynthia Myers is the author of numerous novels and her nonfiction work has appeared in publications ranging from "Historic Traveler" to "Texas Highways" to "Medical Practice Management." She has a degree in economics from Sam Houston State University.

If you’re running a little short of cash before payday, yet you need to pay a bill, you may be tempted to solve the problem by writing your check, but dating it for after the day you get paid – when you know you’ll have money in the bank.

Many people post-date checks for everything from car payments to rent, and they think they’re safe because the bank can’t cash the check before the date written on it, right? If you try this ploy you could end up with an overdrawn checking account, an angry payee and a ding to your credit.

There’s nothing wrong with post-dating a check and asking the person you owe money to hold off on cashing it.

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